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Pension advice



You use your accrued pension capital to purchase a pension. You choose the pension administrator from which you purchase a pension. We can provide you with the best possible guidance, but we do not provide pension advice. If you would still like pension advice, Apple Tree would be happy to help you choose your administrator. Of course, you can always approach a pension advisor yourself.

Calculate your expected pension amount

On your personal pension page you’ll find a handy tool from Apple Tree, an independent pension comparison company. This allows you to directly calculate the amount of pension you can expect and compare the range offered by various pension administrators. It’s handy and completely free of obligation!

Request quotes with the help of an advisor

You choose which pension administrator will pay out your pension each month. To do this, you must request quotes 6 to 8 weeks before your retirement date. You can do this in 2 ways:

1. Via the independent comparison website befrank-pensioenuitkering.nl

  • Calculate your pension online, and you will receive an overview of 6 pension administrators.
  • Request a quotation without obligation.
  • Do you agree? You must pay a €295 formalisation fee.
  • Once you have made your choice, you will also be assisted with the processing.

2. Via a pension advisor

  • Discuss your pension preferences.
  • The advisor will ask for quotations for you.
  • Make a choice with the advisor’s help.
  • The costs depend on the advisor you choose.
  • Tip: in some cases, your employer may have already chosen an advisor – ask your employer.

You can also arrange it yourself

You don’t have to engage an advisor to purchase a pension. You can also arrange it yourself and request quotes from various pension administrators. Make sure that you always compare the offers and options closely and also look at the additional costs of the pension administrator. Read on here to know what steps you need to take.