Most asked questions

The expected pension amount depends on your pension capital. That can change every day due to fluctuations in the stock market. That’s why we adjust your expected pension amount every day. Every quarter, we refresh the data from De Nederlandsche Bank.

To estimate what your pension capital can yield in terms of expected pension, De Nederlansche Bank (DNB) calculates how the economy will develop over time. DNB uses 2,000 scenarios for this purpose. We call this the Uniform Calculation Methodology (UCM). All pension administrators in the Netherlands have been working with this since 1 October 2019. And it has been mandatory for the expected pension amount on mijnpensioenoverzicht.nl and the Uniform Pension Overview (UPO) since 2019. We want the amounts you see to match. We also use this calculation method on your personal pension page.

Your expected pension benefits are an estimate; your accrued pension capital will not change as a result. We use data from De Nederlandsche Bank (DNB) to calculate your expected pension. That data consists of 2,000 scenarios that take into account the development of equity returns, interest rate trends and price increases. The DNB published new data in the fourth quarter of 2023, which we used to recalculate your expected pension. As a result, your expected pension is lower than it was. This is mainly because equity earnings are expected to be lower.

We use data from De Nederlandsche Bank (DNB) to calculate your expected pension. That data consists of 2,000 scenarios that take into account the development of equity returns, interest rate trends and price increases.

The DNB published new data in the fourth quarter of 2023, which we used to recalculate your expected pension. As a result, your expected pension is lower than it was. This is mainly because interest rates have risen. Please note that your accrued pension capital has not been adjusted due to the DNB data update.

Read more about this at https://www.befrank.nl/en/what-is-the-uniform-calculation-methodology/

We use data from De Nederlandsche Bank (DNB) to calculate your expected pension. That data consists of 2,000 scenarios that take into account the development of equity returns, interest rate trends and price increases.

The DNB published new data in the fourth quarter of 2023, which we used to recalculate your expected pension. As a result, your expected pension is lower than it was. This is mainly because equity earnings are expected to be lower. Please note that your accrued pension capital has not been adjusted due to the DNB data update.

Read more about this at https://www.befrank.nl/en/what-is-the-uniform-calculation-methodology/

Your pension money at BeFrank is and remains yours. That is regulated by law. Creditors cannot access your pension money.

It will only take you a few minutes. Afterwards, you can continue with what you were doing and you’ll have arranged your pension properly. Wonderful!

If you do nothing, we will continue to invest based on the standard choices made by your employer. There is nothing wrong with that. It’s the standard for a reason. However, you may want to take a chance on more returns or take less risk. That’s why you should take the quick and easy test and check which investment risk suits you best.