Check your pension overview each year

Each year, you receive a Uniform Pension Statement (UPO). Your pension overview shows:

  • What your predicted pension benefits will be when you retire
  • What your partner and children will receive if you pass away
  • What you will receive if you become occupationally disabled
  • What costs BeFrank has charged
  • Your Factor A: important to know if you want to make extra savings for additional pension benefits

Check your pension overview

It is always a good idea to read through your pension overview. Make sure you check it extra carefully if something has changed in, for example, your salary. Maybe you’ve started working more or less or you’ve had a salary increase? Your UPO also contains financial information that you will need when you apply for a loan or a mortgage. You will also find your Factor A that you need for your tax return.

Overview of the previous year

The UPO always relates to the previous year. You therefore received your 2023 pension overview in 2024. Your UPO then specifies your current position as of 31 December 2023. 

If you started working for your employer in 2024, you received your first UPO from BeFrank in 2025.

We will send you a notification when your new UPO is ready for you. This is no later than September each year. You can find your UPO on your personal pension page