Ever stop and think about your pension?
Is retirement a long way off for you? After all, you’re doing great, aren’t you? You have your affairs in order and you can deal with your pension later. Or perhaps not…
You accrue your pension through your employer. At BeFrank, we invest your pension money. Because returns on investments are nearly always higher than for savings. And you can invest in various ways. And the beauty of it is that you choose the way that suits you.
Hey, what kind of investor are you?
Joost, our pension advisor, explains in 1 minute how you can invest with BeFrank. See which risk profile suits you and take the test.
Very defensive
Defensive
Neutral
Offensive
Very offensive
You’re an investor
Our cheerful pension advisor says it. Your pension money is invested, so you are an investor. And at BeFrank, you can decide how your pension money is invested.
Your employer has chosen an investment risk for you and your colleagues. However, you may want to take a chance on more returns or take less risk. Which is why you should make your own choice now. It only takes a few minutes.
Do you know how to influence your future?
How nice would it be if later on you could do those things you’ve really been looking forward to doing? All because you’re now making conscious choices for your retirement. Exactly how you want it.
If you complete our test, you will immediately see which profile suits you and approximately how much pension income you can expect. Our experts will determine the right strategy to achieve these goals.
Check for yourself which investment risk suits you. It only takes a few minutes.
Don’t wait any longer: complete the test in a few minutes!
Easily check which investment risk suits you. After completing the test, you know which risk suits you and you record your choice. It will only take you a few minutes of your time.
Good to know. You can always change your choice later. You’re not tied to anything. Is anything changing in your life? Then it is smart to check your investment risk again.
So investor, what are you waiting for? Do the test. Then you decide what happens to your pension money. Nice, right?
FAQ
If you do nothing, we will continue to invest based on the choices made by your employer. There is nothing wrong with that. But why not choose a risk that really matches your situation, with the associated returns? Take the quick and easy test to check which investment risk suits you best.
It will only take you a few minutes. Afterwards, you can continue with what you were doing and you’ll have arranged your pension properly. Wonderful!
We understand that, and fortunately that’s what we’re here for. We will help you to choose a profile that suits you. Choosing the right investment risk is really easy. Do the test and check which investment risk suits you.
At BeFrank, we invest your pension capital according to the lifecycle method. This means that we factor in a participant’s age by focusing on generating returns when they’re young. For these participants, there will be time to recoup any losses when the economy picks up again.
As your retirement age approaches, we will ensure that your final pension benefits remain as stable as possible. We will then focus less on generating returns. The value of the investments may still rise or fall, but the goal will be to make your final pension benefits as stable as possible.
Want to find out more? Read our investment brochure.
On this page you can find an overview of the returns of the Passive, Active and Sustainable Life Cycles over the past quarters and years. If you look at the historical analyses, you will see that investing produces better results in the long term than saving, for example. You can also see that price drops are eventually followed by price increases.
Watch this video on the developments in the financial markets over the past quarter and the impact this has had on your pension.
The current return on your investments can easily be viewed in our app or on your personal pension page.