If you end your relationship with your partner, your pension and your ex-partner's pension may be affected. That’s why it’s important to make proper agreements about how your pension will be distributed. Even if you have only been living together with your ex-partner.
If you don’t make any agreements about your pension, it will be distributed according to the legal rules. This means that your ex-partner will be entitled to the value of the partner's pension when you pass away. And vice versa: you will be entitled to your ex-partner's partner's pension.
Upon divorce, your partner will also be entitled to part of your retirement pension and vice versa. This is usually half the amount of the pension, but it depends how long you were married or in a registered partnership.
Of course, you can also agree to distribute your pensions differently or agree that you do not share your pensions at all.
When you separate, pension rules can be quite complicated. We will always advise you to get good advice. That way, you will avoid misunderstandings.
Want to calculate the potential implications in advance? It costs €100 per calculation.